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Unlicensed individuals or those in possession of a foreign driver’s license (FDL) are increasing in the United States. However, almost 30 percent of these drivers maintain a U.S. driver’s license but claim an FDL to avoid previous violation detection and maintain lower rates.

This and other rate evasion tactics are negatively impacting loss ratios. Validation is the key in understanding and accurately pricing risk for unlicensed and foreign drivers.

In our white paper, Appropriately Pricing Insurer Opportunities and Driver Risk, we analyze data surrounding foreign and unlicensed risk. We also share how the right technology can help detect rate evasion early in the policy lifecycle, long before claims are submitted.

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Now is the time for carriers to proactively adjust strategies to ensure continued profitability during a time of economic hardship.

Download the white paper

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